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Financial Aid

Eligibility for Financial Aid

Need is determined by the federal government  and is based on information students and parents provide on the FAFSA (Free Application for Federal Student Aid) form.  This form may be obtained and submitted through www.studentaid.ed.gov . In general, family size, age of parents, number of children in college, parent’s income, student’s income and assets are all taken into consideration.  Students applying to private colleges may be required to submit  an additional form called the Profile. Check with each private college you are applying to in determining the need for the Profile. You can also go to www.collegeboard.com to see a list of schools requiring the Profile

 

After filing the FAFSA form (due by March 2nd, 2009), the EFC (Expected Family Contribution) is provided.  This is the amount that a family will be expected to contribute each year.  The difference between the cost of attending a particular college and the EFC is the amount of financial aid provided.  Each college will offer a different “package” in an effort to meet the demonstrated need.  The package will likely include a combination of grants, loans and work study. You are advised to estimate your 2006 income on the FAFSA rather than waiting for the exact information. Getting it in early within the deadline period is important to qualify for institutional scholarships/grants. If applying to private schools, you will want to get the FAFSA in as early as possible to better insure meeting their deadlines for their financial aid package.

 

The State of California offers Cal Grants A, B, and C, Stafford Student Loans, Supplemental Loans for Students and Parent’s Loan for Undergraduates Students (PLUS loans). www.csac.ca.gov

 

The Federal Government offers Pell Grants, Supplemental Educational Opportunity Grants, Perkins Loans, Stafford Loans and work study. www.fafsa.ed.gov

 

Individual colleges, both public and private have additional funds which they offer in the form of loans, scholarships and grants which is called institutional money. File the FAFSA early in Jan to better insure making the various school's deadline to qualify for institutional money. Check with each school's fin aid area of their website for exact deadlines.